We remain committed to disciplined expense management in all environments.

Apr 23, 2025 / receipt, needs a key / Nicole Van Denneville, CFO | earnings call 2025-04-23 | transcript cb40120c-3295-4b07-a1d7-32a90f5c4a30 | chars 7393-7467 | segment 7

Our strong results this quarter were driven by our focus on funding the loan growth with low-cost deposits, proactively managing credit, diversifying our fee income, and creating positive operating leverage through disciplined expense management.

Jan 23, 2025 / receipt, needs a key / Aldous Burkhans, President | earnings call 2025-01-23 | transcript e7e78359-1776-4fe5-8b51-5add801995ee | chars 7966-8212 | segment 8

During the six months ended June 30, 2026, acquisition and restructuring charges totaled $20.6 million, after tax. Adjusted net income, excluding these items, increased $9.7 million, or 16.6%, to $67.9 million, during the six months ended June 30, 2026.

filing / Aug 5, 2026 / receipt

Excluding acquisition and restructuring charges, adjusted pre-provision net revenue FTE increased $9.9 million, or 11.5%, to $95.3 million for the six months ended June 30, 2026, compared to $85.4 million for the same period in the prior year.

filing / Aug 5, 2026 / receipt

We have executed on strategic acquisition opportunities to expand our presence in attractive markets and to diversify our revenue streams.

filing / Aug 5, 2026 / receipt

, integration and rebranding of the combined organization, as determined by the Board’s Compensation Committee in its sole discretion; and (ii) with respect to the other 50 % of such portion, specified annual cost savings goals with respect to the combined organization directly resulting from the acquisition and integration of Vista through November 30, 2026.

filing / Aug 5, 2026 / receipt

While we plan to continue our disciplined approach to expense management, an inflationary environment may cause wage pressures and general increases in our cost of doing business, which may increase our non-interest expense.

filing / Aug 5, 2026 / receipt

While we plan to continue our disciplined approach to expense management, an inflationary environment may cause wage pressures and general increases in our cost of doing business, which may increase our non-interest expense.

filing / May 7, 2026 / receipt

We have executed on strategic acquisition opportunities to expand our presence in attractive markets and to diversify our revenue streams.

filing / May 7, 2026 / receipt

, integration and rebranding of the combined organization, as determined by the Board’s Compensation Committee in its sole discretion; and (ii) with respect to the other 50 % of such portion, specified annual cost savings goals with respect to the combined organization directly resulting from the acquisition and integration of Vista through November 30, 2026.

filing / May 7, 2026 / receipt

Senior Consultant, Public Affairs and Government Relations | {"ats": "greenhouse", "city": null, "state": null, "job_id": "5216450007", "remote": false, "category": "other", "function": "other", "loca

company_statement / Aug 25, 2026 / receipt

Director, Corporate Communications | {"ats": "greenhouse", "city": null, "state": null, "job_id": "5179506007", "remote": false, "category": "other", "function": "marketing", "location": "Toronto, Ont

company_statement / Jul 7, 2026 / receipt

Associate | {"ats": "greenhouse", "city": null, "state": null, "job_id": "5179542007", "remote": false, "category": "other", "function": "retail", "location": "Toronto, Ontario, Canada", "job_title":

company_statement / Jul 7, 2026 / receipt

Director, Strategy | {"ats": "greenhouse", "city": null, "state": null, "job_id": "5180009007", "remote": false, "category": "other", "function": "other", "location": "Toronto, Ontario, Canada", "job_

company_statement / Jul 7, 2026 / receipt