Oportun Financial Corp.
- OPRT ยท Nasdaq
- Finance Services
- San Mateo, CA
- 1,580 employees
- CIK 0001538716
Updated from SEC filings through
Top things to know
Executives
- Douglas Bland Chief Executive Officer 8-K, 2026-08-25
- Douglas K. Bland Chief Executive Officer 4, 2026-06-11
- William H. Franklin CHIEF FINANCIAL OFFICER 3, 2026-09-14
- William Franklin Chief Financial Officer and principal financial officer 8-K, 2026-09-11
-
Sean A. Rowles Chief Risk Officer 4, 2026-09-14 - Kathleen I. Layton Chief Legal Officer 4, 2026-09-14
Oportun Financial Corp is a U.S. public company in finance services (SIC 6199), headquartered in San Mateo, CA. It trades as OPRT on Nasdaq. Revenue was $957M in the fiscal year ending December 31, 2025, -4.5% from the year before. It reported about 1,580 employees. Douglas Bland is Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $957M 10-K, 2026-02-27 | $1.0B 10-K, 2026-02-27 | $1.1B 10-K, 2025-02-20 | $953M 10-K, 2024-03-15 | $627M 10-K, 2023-03-14 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | $34.0M 10-K, 2026-02-27 | $53.2M 10-K, 2026-02-27 | $72.4M 10-K, 2025-02-20 | $58.8M 10-K, 2024-03-15 | $37.5M 10-K, 2023-03-14 |
| Net income | $25.2M 10-K, 2026-02-27 | -$78.7M 10-K, 2026-02-27 | -$180M 10-K, 2025-02-20 | -$77.7M 10-K, 2024-03-15 | $47.4M 10-K, 2023-03-14 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Douglas Bland CEO at Oportun | Chief Executive Officer | 8-K, 2026-08-25 |
| Douglas K. Bland | Chief Executive Officer | 4, 2026-06-11 |
| William H. Franklin | CHIEF FINANCIAL OFFICER | 3, 2026-09-14 |
| William Franklin | Chief Financial Officer and principal financial officer | 8-K, 2026-09-11 |
| Sean A. Rowles | Chief Risk Officer | 4, 2026-09-14 |
| Kathleen I. Layton | Chief Legal Officer | 4, 2026-09-14 |
| Joseph Schueller | Senior Vice President, Finance - Controller and principal accounting officer | 8-K, 2026-09-11 |
| Sean Rowles | Chief Risk Officer | 8-K, 2026-08-25 |
| Kathleen Layton | Chief Legal Officer and Corporate Secretary | 8-K, 2026-08-25 |
| Joseph Andrew Schueller | SVP-Controller, CAO | 4, 2026-09-14 |
| Gaurav Rana GM and P&L Leader | Growth, Product, Strategy, Data & Analytics | Fintech | Ex-Capital One, McKinsey | CO-PEO, GM OF LENDING | 3, 2026-04-10 |
| Mohit Daswani | director | 8-K, 2026-08-14 |
| Scott Scheirman | director | 8-K, 2026-08-14 |
What Oportun Financial Corp does
With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers its members with the confidence to build a better financial future. We design our products to holistically address two of the most fundamental challenges to financial health and resilience - access to responsible and affordable credit, and adequate savings.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 46.1 million (as of October 29, 2026) | 10-Q, November 4, 2026 |
|---|---|---|
| Public float | $235M (as of June 30, 2025) | 10-K/A, April 30, 2026 |
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 4, 2026 |
| Latest proxy statement | Meeting August 11, 2026 (filed June 29, 2026) | DEF 14A, June 29, 2026 |
| Auditor | Deloitte & Touche LLP (San Francisco, CA) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| September 11, 2026 | Joseph Andrew Schueller SVP-Controller, CAO | Sale | 2,859 | $22K | Form 4, September 14, 2026 |
| September 10, 2026 | Kathleen I. Layton Chief Legal Officer | Sale | 4,223 | $33K | Form 4, September 14, 2026 |
| March 10, 2026 | Kathleen I. Layton Chief Legal Officer | Sale | 19,355 | $95K | Form 4, March 12, 2026 |
| March 10, 2026 | Patrick Kirscht Chief Credit Officer | Sale | 54,299 | $266K | Form 4, March 12, 2026 |
| September 10, 2025 | Kathleen I. Layton Chief Legal Officer | Sale | 4,214 | $28K | Form 4, September 11, 2025 |
Recent 8-K events
- 8-K filed 2026-11-03
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-09-11
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 8.01 Other events
- 8-K filed 2026-08-25
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-08-14
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-08-05
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-07-07
- Item 1.01 Entry into a material definitive agreement
- 8-K filed 2026-06-24
- Item 1.01 Entry into a material definitive agreement
- 8-K filed 2026-06-18
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 8.01 Other events
- 8-K filed 2026-05-07
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-04-17
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 8.01 Other events
Frequently asked questions about Oportun Financial Corp
- What does Oportun Financial Corp do?
- In its own words, from Item 1 of its 10-K: "With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers its members with the confidence to build a better financial future. We design our products to holistically address two of the most fundamental challenges to financial health and resilience - access to responsible and affordable credit, and adequate savings."
- What is Oportun Financial Corp's revenue?
- $957M for the fiscal year ending December 31, 2025, from its 10-K filed February 27, 2026.
- Is Oportun Financial Corp profitable?
- Oportun Financial Corp reported net income of $25.2M for the fiscal year ending December 31, 2025.
- How many employees does Oportun Financial Corp have?
- About 1,580 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Oportun Financial Corp?
- Douglas Bland, Chief Executive Officer, as named in a 8-K filed August 25, 2026.
- Who is the CFO of Oportun Financial Corp?
- William H. Franklin, CHIEF FINANCIAL OFFICER, as named in a 3 filed September 14, 2026.
- Where is Oportun Financial Corp headquartered?
- San Mateo, CA.
- What is Oportun Financial Corp's stock ticker?
- OPRT on Nasdaq.
- What industry is Oportun Financial Corp in?
- Finance Services, SIC code 6199.
- What is Oportun Financial Corp's website?
- oportun.com.
- When does Oportun Financial Corp report earnings next?
- February 1, 2027. Source: estimate_8k_pattern.
- Is Oportun Financial Corp a public company?
- Yes. Oportun Financial Corp files with the SEC under CIK 0001538716 and trades as OPRT.
- Who audits Oportun Financial Corp?
- Deloitte & Touche LLP, San Francisco, CA, as named in its latest annual report (10-K).
- How many shares of Oportun Financial Corp are outstanding?
- 46.1 million shares as of October 29, 2026, from its 10-Q filed November 4, 2026.
- What is Oportun Financial Corp's public float?
- $235M as of June 30, 2025, as reported on the cover of its 10-K/A filed April 30, 2026.
- How many business segments does Oportun Financial Corp report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 4, 2026.
- When is Oportun Financial Corp's annual shareholder meeting?
- August 11, 2026, per its proxy statement (DEF 14A) filed June 29, 2026.
- Have Oportun Financial Corp insiders traded stock recently?
- Since September 10, 2025, officers and directors reported 5 open-market sales worth about $444K and 0 purchases on Forms 4 and 5. The most recent: Joseph Andrew Schueller (SVP-Controller, CAO) sold 2,859 shares on September 11, 2026.