The shift was more pronounced in July with travel and entertainment spend increasing in the beginning of summer and online spend dipping in July as a result and then improving in August and September as kids went back to in-person school and people started to return to their workplaces.

Oct 29, 2021 / CFO / receipt, needs a key / Amy Shapiro, CFO | earnings call 2021-10-29 | transcript ce2d6516-4d15-45db-8c47-a3f5201a333e | chars 14073-14360 | segment 14