We will continue to focus on operational execution, expense management, and NIM to drive results.
Apr 24, 2024 / receipt, needs a key / John Witter, CEO | earnings call 2024-04-24 | transcript c3c6f747-2e65-41e4-8e82-ca03c2e820ea | chars 11586-11683 | segment 11
We believe that meaningful origination expansion coupled with loan sales to moderate growth and a steadfast focus on expense management will allow for both organic earnings growth and generous capital return to shareholders.
Jan 24, 2024 / receipt, needs a key / John Witter, CEO | earnings call 2024-01-24 | transcript 30300e7f-1dc0-4ab4-8d57-09ad0dcd4d92 | chars 11887-12111 | segment 12
Surprisingly, many students don't know that You know, they can use their student loans for, you know, related travel and supplies and fees, and they end up putting those on more expensive credit cards.
Jan 27, 2022 / receipt, needs a key / Matthew Hurwitz, other | earnings call 2022-01-27 | transcript 9d275a97-736e-44cb-9bb9-6043ca899376 | chars 42400-42601 | segment 42
; the societal, demographic, business, and legislative/regulatory impacts of pandemics, other public health crises, severe weather events, and/or natural disasters; damage to reputation; risks associated with restructuring initiatives, including failures to successfully implement cost-cutting programs and the adverse effects of such initiatives on the business; changes in the demand for higher education, educational
filing / Jul 23, 2026 / receipt
The Company provides non-employee directors with Company-paid business travel accident insurance, as well as annual premiums paid to provide a life insurance benefit.
filing / Apr 27, 2026 / receipt
Graham was appointed Co-President and Chief Financial Officer effective April 22, 2026. Prior to his appointment as Co-President, Mr.
filing / Apr 27, 2026 / receipt
This is a key measurement used to evaluate the expense discipline of the Company regarding costs attributable to running our business.
filing / Apr 27, 2026 / receipt
In addition, we work to manage our unit costs by (a) maintaining a strong focus on fixed cost discipline, (b) driving towards reducing both the unit costs of servicing and the unit cost of acquisitions, (c) improving third-party vendor cost management, and (d) driving towards strong operating leverage.
filing / Apr 27, 2026 / receipt
Drive towards reducing both the unit cost of servicing and the unit cost of acquisitions
ir_statement / Sep 15, 2026 / receipt
Improve third-party vendor cost management
ir_statement / Sep 15, 2026 / receipt
Maintain strong focus on fixed cost discipline
ir_statement / Sep 15, 2026 / receipt
Largest salesforce in the student loan industry
ir_statement / Sep 15, 2026 / receipt
Drive towards reducing both the unit cost of servicing and the unit cost of acquisitions
ir_statement / Sep 15, 2026 / receipt
Drive towards strong operating leverage
ir_statement / Sep 15, 2026 / receipt
Improve third-party vendor cost management
ir_statement / Sep 15, 2026 / receipt
| Daniel P. Kennedy | Senior Vice President and Chief Operational Officer | - | receipt |
| Henry F. Greig | director | - | receipt |
| John Witter | CEO | - | receipt |
| Kirsten O. Wolberg | director | - | receipt |
| Mark L. Lavelle | director | - | receipt |
| R. Scott Blackley | director | - | receipt |
| Samuel T. Ramsey | director | - | receipt |
| Steve McGarry | CFO | - | receipt |
| Ted Manvitz | director | - | receipt |
| 2025-01-13 | director, appointed | sec_8k |
| 2022-11-16 | director, appointed | sec_8k |
| 2021-11-04 | director, appointed | sec_8k |
| 2021-03-22 | director, appointed | sec_8k |
| 2020-08-25 | Senior Vice President and Chief Operational Officer, appointed | sec_8k |
| 2019-04-03 | director, appointed | sec_8k |
| 2016-12-01 | director, appointed | sec_8k |