Standard Premium Finance Holdings, Inc.
- SPFX · OTC
- Miscellaneous Business Credit Institution
- Miami, FL
- 25 employees
- CIK 0001807893
Updated from SEC filings through
Top things to know
Executives
-
William Koppelmann CEO 4, 2025-12-15 -
Brian Krogol CFO 4, 2025-11-25
Standard Premium Finance Holdings, Inc. is a U.S. public company in miscellaneous business credit institution (SIC 6159), headquartered in Miami, FL. It trades as SPFX on OTC. Revenue was $12.5M in the fiscal year ending December 31, 2025, +2.7% from the year before. It reported about 25 employees. William Koppelmann is CEO.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $12.5M 10-K, 2026-03-20 | $12.1M 10-K, 2026-03-20 | $9.7M 10-K, 2025-03-10 | $8.2M 10-K, 2024-03-15 | $7.7M 10-K, 2023-03-17 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $1.2M 10-K, 2026-03-20 | $980K 10-K, 2026-03-20 | $532K 10-K, 2025-03-10 | $806K 10-K, 2024-03-15 | $876K 10-K, 2023-03-17 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| William Koppelmann Chief Executive Officer @ Standard Premium Finance Holdings | OTCQX: SPFX | Your Premium Finance Authority™ | #YourPremiumFinanceAuthority | Mergers and Acquisi | CEO | 4, 2025-12-15 |
| Brian Krogol | CFO | 4, 2025-11-25 |
What Standard Premium Finance Holdings, Inc. does
Pass loan collateral in excess of receivable value – the total amount of excess collateral over the receivable on loans classified as “pass” loans.e. collateral) compared to the unpaid balance of the loan. If a “pass” receivable were to undergo an assumed cancellation as of the respective balance sheet date, the Company would not experience a loss.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 2.9 million (as of November 10, 2026) | 10-Q, November 9, 2026 |
|---|---|---|
| Public float | $3.6M (as of June 30, 2025) | 10-K, March 20, 2026 |
| Latest proxy statement | Meeting June 12, 2026 (filed April 20, 2026) | DEF 14A, April 20, 2026 |
| Auditor | Stephano Slack LLC (Wayne, Pennsylvania) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| May 28, 2026 | Carl Christian Hoechner Director | Buy | 100 | $213 | Form 4, May 29, 2026 |
| May 22, 2026 | Carl Christian Hoechner Director | Buy | 38 | $76 | Form 4, May 26, 2026 |
| May 21, 2026 | Carl Christian Hoechner Director | Buy | 300 | $675 | Form 4, May 21, 2026 |
| December 10, 2025 | William Koppelmann CEO | Buy | 1,000 | $2K | Form 4, December 15, 2025 |
| November 25, 2025 | Carl Christian Hoechner Director | Buy | 100 | $195 | Form 4, November 26, 2025 |
| November 21, 2025 | Brian Krogol CFO | Buy | 1,120 | $3K | Form 4, November 25, 2025 |
| November 18, 2025 | Carl Christian Hoechner Director | Buy | 100 | $225 | Form 4, November 19, 2025 |
Recent 8-K events
- 8-K filed 2026-06-16
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-28
- Item 8.01 Other events
- 8-K filed 2026-03-31
- Item 4.01 Changes in registrant's certifying accountant
- 8-K filed 2025-12-29
- Item 8.01 Other events
- 8-K filed 2025-11-13
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2025-10-01
- Item 2.01 Completion of acquisition or disposition of assets
- 8-K filed 2025-07-31
- Item 8.01 Other events
- 8-K filed 2025-07-24
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-05-28
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- Item 8.01 Other events
- 8-K filed 2025-04-21
- Item 4.01 Changes in registrant's certifying accountant
Frequently asked questions about Standard Premium Finance Holdings, Inc.
- What does Standard Premium Finance Holdings, Inc. do?
- Standard Premium Finance Holdings, Inc. is classified by the SEC as Miscellaneous Business Credit Institution (SIC 6159). It is based in Miami, FL.
- What is Standard Premium Finance Holdings, Inc.'s revenue?
- $12.5M for the fiscal year ending December 31, 2025, from its 10-K filed March 20, 2026.
- Is Standard Premium Finance Holdings, Inc. profitable?
- Standard Premium Finance Holdings, Inc. reported net income of $1.2M for the fiscal year ending December 31, 2025.
- How many employees does Standard Premium Finance Holdings, Inc. have?
- About 25 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Standard Premium Finance Holdings, Inc.?
- William Koppelmann, CEO, as named in a 4 filed December 15, 2025.
- Who is the CFO of Standard Premium Finance Holdings, Inc.?
- Brian Krogol, CFO, as named in a 4 filed November 25, 2025.
- Where is Standard Premium Finance Holdings, Inc. headquartered?
- Miami, FL.
- What is Standard Premium Finance Holdings, Inc.'s stock ticker?
- SPFX on OTC.
- What industry is Standard Premium Finance Holdings, Inc. in?
- Miscellaneous Business Credit Institution, SIC code 6159.
- What is Standard Premium Finance Holdings, Inc.'s website?
- standardpremium.com. Investor relations: https://standardpremium.com/investors.html.
- When does Standard Premium Finance Holdings, Inc. report earnings next?
- November 11, 2026. Source: estimate_10q_cadence.
- Is Standard Premium Finance Holdings, Inc. a public company?
- Yes. Standard Premium Finance Holdings, Inc. files with the SEC under CIK 0001807893 and trades as SPFX.
- Who audits Standard Premium Finance Holdings, Inc.?
- Stephano Slack LLC, Wayne, Pennsylvania, as named in its latest annual report (10-K).
- How many shares of Standard Premium Finance Holdings, Inc. are outstanding?
- 2.9 million shares as of November 10, 2026, from its 10-Q filed November 9, 2026.
- What is Standard Premium Finance Holdings, Inc.'s public float?
- $3.6M as of June 30, 2025, as reported on the cover of its 10-K filed March 20, 2026.
- When is Standard Premium Finance Holdings, Inc.'s annual shareholder meeting?
- June 12, 2026, per its proxy statement (DEF 14A) filed April 20, 2026.
- Have Standard Premium Finance Holdings, Inc. insiders traded stock recently?
- Since November 18, 2025, officers and directors reported 0 open-market sales and 7 purchases worth about $6K on Forms 4 and 5. The most recent: Carl Christian Hoechner (Director) bought 100 shares on May 28, 2026.