We will continue to be balanced and very disciplined and expense management, while investing in the areas that deliver long term shareholder value.

Apr 17, 2025 / CEO / receipt, needs a key / Kevin Blair, CEO | earnings call 2025-04-17 | transcript b7c513c7-f40d-4fec-8c2f-2fa39e1cb713 | chars 14259-14406 | segment 14

As we outlined at an industry conference in December, our operating expense growth range should normalize in 2025, driven by strategic investments. These initiatives include expanding our middle market, commercial and wealth relationship manager teams, and other growth and infrastructure-related investments that are critical to long-term sustained performance.

Jan 16, 2025 / CEO / receipt, needs a key / Kevin Blair, CEO | earnings call 2025-01-16 | transcript 94f0dc73-9ad6-4d3f-807d-798bffd2fee2 | chars 11377-11739 | segment 11

Our adjusted expense outlook of 2% to 5% incorporates increases in compensation, a return to pre-pandemic travel and business development levels, and includes our strategic investments in talent and technology.

Jan 20, 2022 / CEO / receipt, needs a key / Kevin Blair, CEO | earnings call 2022-01-20 | transcript 9b250898-a1b4-443e-90ed-fce71ff40f90 | chars 20674-20884 | segment 21