We will continue to be balanced and very disciplined and expense management, while investing in the areas that deliver long term shareholder value.

Apr 17, 2025 / receipt, needs a key / Kevin Blair, CEO | earnings call 2025-04-17 | transcript b7c513c7-f40d-4fec-8c2f-2fa39e1cb713 | chars 14259-14406 | segment 14

As we outlined at an industry conference in December, our operating expense growth range should normalize in 2025, driven by strategic investments. These initiatives include expanding our middle market, commercial and wealth relationship manager teams, and other growth and infrastructure-related investments that are critical to long-term sustained performance.

Jan 16, 2025 / receipt, needs a key / Kevin Blair, CEO | earnings call 2025-01-16 | transcript 94f0dc73-9ad6-4d3f-807d-798bffd2fee2 | chars 11377-11739 | segment 11

As we look to 2025, and we will give more guidance on this later in the quarter at an industry conference, but as we look at 2025, we believe a couple of things. We believe that expense growth will be higher than it is right now. Obviously, we're not growing expenses We've done a lot to drive that performance. But we do believe that expense growth will be higher in 2025 than what we've seen recently, really as we lean into the opportunities here in the southeast. We believe that the growth opportunities in the southeast are strong, and we believe that we have the right to win. And so we will lean into that, you know, here at the end of this year and as we head into 2025.

Oct 17, 2024 / receipt, needs a key / Steven Skelton, analyst | earnings call 2024-10-17 | transcript e8bc5d76-4ce2-4dc2-a81d-5206e8e1e72b | chars 48623-49302 | segment 48

Importantly, we will remain proactive with disciplined expense management in this growth constrained environment.

Oct 17, 2024 / receipt, needs a key / Jamie Gregory, CFO | earnings call 2024-10-17 | transcript e8bc5d76-4ce2-4dc2-a81d-5206e8e1e72b | chars 13062-13175 | segment 13

Importantly, We will remain quite proactive with disciplined expense management in this revenue-challenged environment.

Oct 19, 2023 / receipt, needs a key / Jamie Gregory, CFO | earnings call 2023-10-19 | transcript 25d6959b-7e28-4a35-9c95-797978f8f6ce | chars 12231-12350 | segment 12

We will continue to be very disciplined in expense management while investing in areas that deliver long-term shareholder values.

Jan 18, 2023 / receipt, needs a key / Jamie Gregory, CFO | earnings call 2023-01-18 | transcript 887811df-2304-4a09-95ed-de8602a8c3a8 | chars 19695-19824 | segment 19

So in reality, we've had discussions around expense management. But I just think it makes a lot of sense given the returns on investment on these projects.

Jul 21, 2022 / receipt, needs a key / Kevin, CEO | earnings call 2022-07-21 | transcript 868acd21-e780-4838-854e-1ab72d29a6ef | chars 35999-36154 | segment 37

Our adjusted expense outlook of 2% to 5% incorporates increases in compensation, a return to pre-pandemic travel and business development levels, and includes our strategic investments in talent and technology.

Jan 20, 2022 / receipt, needs a key / Kevin Blair, CEO | earnings call 2022-01-20 | transcript 9b250898-a1b4-443e-90ed-fce71ff40f90 | chars 20674-20884 | segment 21

We are also in flight with our overall organizational efficiency program. This program is a comprehensive portfolio consisting of many initiatives that will deliver reductions in personnel and other expenses, as well as cost avoidance and additional areas throughout the remainder of 2020 and 2021.

Oct 20, 2020 / receipt, needs a key / Kevin, CFO | earnings call 2020-10-20 | transcript f89c1090-de19-4c0a-8c0b-260debe3119c | chars 24412-24710 | segment 24

These savings are part of the Synovus Ford initiatives and will help offset expected increases to other line items such as travel and advertising in 2021 as banking activity returns closer to normal.

Oct 20, 2020 / receipt, needs a key / Jamie Gregory, CFO | earnings call 2020-10-20 | transcript f89c1090-de19-4c0a-8c0b-260debe3119c | chars 11733-11932 | segment 11