From a travel hospitality in terms of that forecast, it's moderate because we did it at the time of Omicron. And I think now with the Ukraine crisis looming, I think we were well advised to put it as a modest recovery at this point.

May 9, 2022 / CEO / receipt, needs a key / Mr. Chin, CEO | earnings call 2022-05-09 | transcript 9bdf5ac2-6dba-43cf-8dc1-b49997d5da38 | chars 26122-26354 | segment 27