company USB - SteadyBase

steadybase-$ company USB

account_id none on file

legal_name US Bancorp \de\

ticker USB

cik 36104

domain usbank.com

linkedin_company_url https://www.linkedin.com/company/us-bank

entry_point_account_id none on file

name U.S. Bancorp

exchange NYSE

sector Finance

hq Minneapolis, MN, United States

irhttps://ir.usbank.com/overview/default.aspx

sector index/company/sector/finance/

calls 31 filings 45 executives 12 family 0

why_nownone on file

calls

Disciplined expense management has become foundational to how we operate, showcased by our seventh consecutive quarter of positive operating leverage. Looking ahead, we see opportunities to build on our strong operating leverage story, supported in part by the ongoing deployment of AI and other automation tools to improve efficiency.

Apr 16, 2026 / receipt, needs a key / John Stern, CFO | earnings call 2026-04-16 | transcript 26d71a6a-8aea-4aaa-8e80-8672b089a348 | chars 9774-10109 | segment 9

And then on the corporate payment side, clearly, you know, we saw improvement this year on a year-over-year basis, but it's still negative growth just given the spend levels on the government side as well as just some caution just on the corporate T&E side of the equation. will likely continue into the first half of the year, but should overall strengthen as we get through that.

Jan 20, 2026 / receipt, needs a key / John, CEO | earnings call 2026-01-20 | transcript 584d9e47-83c5-4084-a889-3182fa3b2ede | chars 36416-36797 | segment 37

We are very confident in our expense management disciplines because our four signature programs have runway still to go, and the revenue outlook is positive.

Oct 16, 2025 / receipt, needs a key / Gunjan Ketia, CEO | earnings call 2025-10-16 | transcript 884ca249-0d55-445e-9fe6-40dc50b047eb | chars 15854-16011 | segment 16

On that side, this quarter, we saw travel being a little bit down, but the other underlying metrics really have strong growth.

Apr 17, 2024 / receipt, needs a key / Ken, other | earnings call 2024-04-17 | transcript 976ca878-d144-4b25-baa9-0607a684290c | chars 26543-26669 | segment 27

We saw our tech-led initiatives really continue to propel very nicely. We saw a high single digit for virtually all the other categories in that space. So we think the travel is just kind of a short-term nature thing here, and we're well positioned and continue to feel good about high single digits there.

Apr 17, 2024 / receipt, needs a key / Ken, other | earnings call 2024-04-17 | transcript 976ca878-d144-4b25-baa9-0607a684290c | chars 26670-26976 | segment 27

The same would be said for corporate payments. We think high single digits given the amount of T&E growth and client growth and all that sort of thing that we see.

Jan 17, 2024 / receipt, needs a key / John Stern, CFO | earnings call 2024-01-17 | transcript 1ebca670-b745-4d73-a0d4-079e795e9ea7 | chars 15060-15223 | segment 15

But there's still a fair amount of travel expenditure that's taking place.

Jul 19, 2023 / receipt, needs a key / Andy, other | earnings call 2023-07-19 | transcript 7275b0e2-01d2-4e43-9827-5c304e6411b5 | chars 24860-24934 | segment 24

Airline spend continues to be very, very high, which is a little bit of the reason that we have a differential between sales growth and and revenue growth because the airline spread is a little thinner. So travel continues to be strong.

Apr 19, 2023 / receipt, needs a key / Andy, CEO | earnings call 2023-04-19 | transcript 5ee716c6-24b7-4e41-a5a0-c809d1617d13 | chars 43467-43703 | segment 44

And we're continuing to see travel and entertainment recover. very nicely in that particular space. So, you know, we feel pretty good about the payment revenue trends for 2023.

Jan 25, 2023 / receipt, needs a key / Terry, CFO | earnings call 2023-01-25 | transcript 40dfee91-f0d6-4e26-b88c-00aa97dfb8b7 | chars 28877-29053 | segment 29

Expense management is a priority, and we continue to target positive operating leverage in 2022 and beyond.

Oct 14, 2022 / receipt, needs a key / Andy Cesari, CEO | earnings call 2022-10-14 | transcript 0ed06bd5-4d93-4dae-8428-f26f3022ed9d | chars 13565-13672 | segment 13

And we've already made a number of smaller acquisitions, TALIC being one of them, Travel Bank being another, that have built our capabilities and thinking about helping companies manage their entire business from a receivables, a payable standpoint, money movement, lending activity, cash flows and such.

Jul 15, 2022 / receipt, needs a key / Ibrahim Poonwala, other | earnings call 2022-07-15 | transcript defaa277-a81a-49c6-85bb-93c2f7b3615c | chars 49755-50059 | segment 51

Although T&E-related volumes in our corporate payments business are still below pre-pandemic levels, they continue their upward trajectory.

Apr 14, 2022 / receipt, needs a key / Andy Cesare, CEO | earnings call 2022-04-14 | transcript c4cf4cf6-681d-4a5c-82c7-756ac06778fe | chars 8925-9064 | segment 8

filings

Corporate Trust Client Manager - Commercial Real Estate (CRE)/Collateral Loan Obligation (CLO) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/Charlotte-NC/Commercial-Real-Estate--CR