Well, I think when we built the guidance, we took into consideration slightly higher travel. I'm talking about the expense side. Slightly higher travel, but still below pre-pandemic levels.

Nov 1, 2021 / CEO / receipt, needs a key / James Orestia, CEO | earnings call 2021-11-01 | transcript 51b91f4a-ee5e-4643-9a77-667b9a7e3e46 | chars 40716-40905 | segment 41