Zions Bancorporation, National Association.
- ZION ยท Nasdaq
- National Commercial Banks
- Salt Lake City, UT
- 9,195 employees
- CIK 0000109380
Updated from SEC filings through
Top things to know
Executives
- COMMENTARY Harris H. Simmons Chairman and CEO of Zions Bancorporation 8-K, 2026-10-19
- Harris H. Simmons Chairman & CEO 4, 2026-08-11
- R. Ryan Richards Executive Vice President and Chief Financial Officer 10-K, 2026-02-24
- Brian Stringham Senior Vice President and Corporate Controller 8-K, 2026-09-09
-
Scott J. Mclean President 4, 2026-08-05 - Scott A. Law Executive Vice President 4, 2026-08-05
What leadership is saying
“Third quarter earnings per share increased 20% to $1.78, up from $1.48 a year ago. The higher earnings were primarily a reflection of improved credit quality, as net loan charge-offs were $3 million, down from $56 million a year ago. Although an increased pace of loan payoffs, combined with a highly competitive market, produced flat loan growth compared to the second quarter, customer deposits grew nearly 10% annualized from second quarter levels”
Earnings press release (8-K Ex. 99.1), filed October 19, 2026
Zions Bancorporation, National Association is a U.S. public company in national commercial banks (SIC 6021), headquartered in Salt Lake City, UT. It trades as ZION on Nasdaq. Revenue was $662M in the fiscal year ending December 31, 2025, +3.6% from the year before. It reported about 9,195 employees. COMMENTARY Harris H. Simmons is Chairman and CEO of Zions Bancorporation.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $662M 10-K, 2026-02-24 | $639M 10-K, 2026-02-24 | $616M 10-K, 2026-02-24 | $614M 10-K, 2025-02-25 | $575M 10-K, 2024-02-23 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $899M 10-K, 2026-02-24 | $784M 10-K, 2026-02-24 | $680M 10-K, 2026-02-24 | $907M 10-K, 2025-02-25 | $1.1B 10-K, 2024-02-23 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| COMMENTARY Harris H. Simmons | Chairman and CEO of Zions Bancorporation | 8-K, 2026-10-19 |
| Harris H. Simmons Chairman and CEO, Zions Bancorporation | Chairman & CEO | 4, 2026-08-11 |
| R. Ryan Richards | Executive Vice President and Chief Financial Officer | 10-K, 2026-02-24 |
| Brian Stringham SVP, Corp. Asst. Controller - Director of External Financial Reporting at Zions Bancorporation | Senior Vice President and Corporate Controller | 8-K, 2026-09-09 |
| Scott J. Mclean | President | 4, 2026-08-05 |
| Scott A. Law EVP, Chief Human Resources Officer at Zions Bancorporation | Executive Vice President | 4, 2026-08-05 |
| Derek Steward EVP - Chief Credit Officer at Zions Bancorporation | Executive Vice President | 4, 2026-07-29 |
| Nathan Callister | Executive Vice President | 4, 2026-06-03 |
| Jennifer Anne Smith | Executive Vice President | 4, 2026-05-11 |
| Steven Dan Stephens | Executive Vice President | 4, 2026-03-09 |
 Christopher Kyriakakis | EVP - Chief Risk Officer | 4, 2026-02-17 |
| Paul E. Burdiss | Executive Vice President | 4, 2025-12-23 |
| Samuel R. Torgesen Zions Bancorporation | General Counsel | 3, 2026-09-21 |
| Brian A. Stringham | Controller | 3, 2026-09-09 |
| Robert Ryan Richards | Controller | 4, 2026-05-07 |
| Rena A. Miller | Executive VP & General Counsel | 4, 2026-04-02 |
What Zions Bancorporation, National Association does
4 billion in 2025, and total assets of approximately $89 billion at December 31, 2025. We provide a wide range of banking products and related services, primarily in 11 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. At December 31, 2025, we had more than one million customers, served through 407 branches and various online, mobile, and digital channels, and we had 9,195 full-time equivalent employees.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 144.9 million (as of October 30, 2026) | 10-Q, November 5, 2026 |
|---|---|---|
| Public float | $7.5B (as of June 30, 2025) | 10-K, February 24, 2026 |
| Reportable segments | 7 (period ending September 30, 2026) | 10-Q, November 5, 2026 |
| Latest proxy statement | Meeting March 19, 2026 (filed March 19, 2026) | DEF 14A, March 19, 2026 |
| Auditor | Ernst & Young LLP (Salt Lake City, Utah) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| August 4, 2026 | Scott J. Mclean President | Sale | 83,285 | $5.9M | Form 4, August 5, 2026 |
| August 4, 2026 | Scott A. Law Executive Vice President | Sale | 4,608 | $334K | Form 4, August 5, 2026 |
| July 28, 2026 | Scott J. Mclean President | Sale | 6,650 | Form 4, July 29, 2026 | |
| July 28, 2026 | Derek Steward Executive Vice President | Sale | 894 | $62K | Form 4, July 29, 2026 |
| May 8, 2026 | Jennifer Anne Smith Executive Vice President | Sale | 4,209 | $263K | Form 4, May 11, 2026 |
| May 4, 2026 | Jennifer Anne Smith Executive Vice President | Sale | 550 | $35K | Form 4, May 6, 2026 |
| February 24, 2026 | Harris H. Simmons Chairman & CEO | Buy | 4,500 | $266K | Form 4, February 25, 2026 |
| February 20, 2026 | Jason D. Arbuckle SVP - Controller | Sale | 190 | $12K | Form 4, February 23, 2026 |
Recent 8-K events
- 8-K filed 2026-10-19
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-09-09
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-07-20
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-06-02
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-05-04
- Item 8.01 Other events
- 8-K filed 2026-05-04
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-20
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-01-20
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-12-22
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2025-10-20
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about Zions Bancorporation, National Association
- What does Zions Bancorporation, National Association do?
- In its own words, from Item 1 of its 10-K: "4 billion in 2025, and total assets of approximately $89 billion at December 31, 2025. We provide a wide range of banking products and related services, primarily in 11 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. At December 31, 2025, we had more than one million customers, served through 407 branches and various online, mobile, and digital channels, and we had 9,195 full-time equivalent employees."
- What is Zions Bancorporation, National Association's revenue?
- $662M for the fiscal year ending December 31, 2025, from its 10-K filed February 24, 2026.
- Is Zions Bancorporation, National Association profitable?
- Zions Bancorporation, National Association reported net income of $899M for the fiscal year ending December 31, 2025.
- How many employees does Zions Bancorporation, National Association have?
- About 9,195 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Zions Bancorporation, National Association?
- COMMENTARY Harris H. Simmons, Chairman and CEO of Zions Bancorporation, as named in a 8-K filed October 19, 2026.
- Who is the CFO of Zions Bancorporation, National Association?
- R. Ryan Richards, Executive Vice President and Chief Financial Officer, as named in a 10-K filed February 24, 2026.
- Where is Zions Bancorporation, National Association headquartered?
- Salt Lake City, UT.
- What is Zions Bancorporation, National Association's stock ticker?
- ZION, ZIONP on Nasdaq.
- What industry is Zions Bancorporation, National Association in?
- National Commercial Banks, SIC code 6021.
- What is Zions Bancorporation, National Association's website?
- zionsbancorporation.com.
- When does Zions Bancorporation, National Association report earnings next?
- January 18, 2027. Source: estimate_8k_pattern.
- Is Zions Bancorporation, National Association a public company?
- Yes. Zions Bancorporation, National Association files with the SEC under CIK 0000109380 and trades as ZION.
- Who audits Zions Bancorporation, National Association?
- Ernst & Young LLP, Salt Lake City, Utah, as named in its latest annual report (10-K).
- How many shares of Zions Bancorporation, National Association are outstanding?
- 144.9 million shares as of October 30, 2026, from its 10-Q filed November 5, 2026.
- What is Zions Bancorporation, National Association's public float?
- $7.5B as of June 30, 2025, as reported on the cover of its 10-K filed February 24, 2026.
- How many business segments does Zions Bancorporation, National Association report?
- 7 reportable segments for the period ending September 30, 2026, from its 10-Q filed November 5, 2026.
- When is Zions Bancorporation, National Association's annual shareholder meeting?
- March 19, 2026, per its proxy statement (DEF 14A) filed March 19, 2026.
- Have Zions Bancorporation, National Association insiders traded stock recently?
- Since October 27, 2025, officers and directors reported 14 open-market sales worth about $10.2M and 1 purchase worth about $266K on Forms 4 and 5. The most recent: Scott J. Mclean (President) sold 83,285 shares on August 4, 2026.