Exzeo Group, Inc.
- XZO · NYSE
- Services-Prepackaged Software
- Tampa, FL
- 354 employees
- CIK 0001873951
Updated from SEC filings through
Top things to know
Executives
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Paresh Patel Exzeo’s Chairman and Chief Executive Officer 8-K, 2026-11-04 - Suela Bulku Chief Financial Officer 4, 2025-12-22
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Kevin Mitchell President and Director 10-K, 2026-02-26 - Kevin Andrew Mitchell President 4, 2025-12-22
- Brook Armstrong Baker General Counsel 4, 2025-12-22
What leadership is saying
“AI will reshape the insurance industry, not just in expense ratios but in how coverage is bought and sold”
Earnings press release (8-K Ex. 99.1), filed November 4, 2026
Exzeo Group, Inc. is a U.S. public company in services-prepackaged software (SIC 7372), headquartered in Tampa, FL. It trades as XZO on NYSE. Revenue was $217M in the fiscal year ending December 31, 2025, +62.0% from the year before. It reported about 354 employees. Paresh Patel is Exzeo’s Chairman and Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | $217M 10-K, 2026-02-26 | $134M 10-K, 2026-02-26 | $88.3M 10-K, 2026-02-26 |
| Operating income | $106M 10-K, 2026-02-26 | $38.0M 10-K, 2026-02-26 | $2.6M 10-K, 2026-02-26 |
| SG&A | $15.7M 10-K, 2026-02-26 | $8.3M 10-K, 2026-02-26 | $7.9M 10-K, 2026-02-26 |
| Net income | $82.7M 10-K, 2026-02-26 | $45.3M 10-K, 2026-02-26 | $21.5M 10-K, 2026-02-26 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Paresh Patel Chairman & CEO - HCI and Chairman & CEO - Exzeo | Exzeo’s Chairman and Chief Executive Officer | 8-K, 2026-11-04 |
| Suela Bulku | Chief Financial Officer | 4, 2025-12-22 |
| Kevin Mitchell | President and Director | 10-K, 2026-02-26 |
| Kevin Andrew Mitchell | President | 4, 2025-12-22 |
| Brook Armstrong Baker | General Counsel | 4, 2025-12-22 |
| Irene Hurst | Director | 10-K, 2026-02-26 |
| James Macchiarola | Director | 10-K, 2026-02-26 |
| Loreen Spencer | Director | 10-K, 2026-02-26 |
| Robert A. Lopes, Jr. | Director | 10-K, 2026-02-26 |
What Exzeo Group, Inc. does
We provide turnkey insurance technology and operations solutions to P&C insurance carriers and their agents through a proprietary platform of purpose‑built software and data analytics applications. Our Exzeo Platform consists of a suite of configurable applications designed to support the core operational and administrative functions required by P&C carriers, including quoting and underwriting, policy administration, claims management, data reporting, and financial reporting.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 89.5 million (as of October 30, 2026) | 10-Q, November 5, 2026 |
|---|---|---|
| Public float | $0 (as of June 30, 2025) | 10-K, February 26, 2026 |
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 5, 2026 |
| Latest proxy statement | Meeting June 9, 2026 (filed April 29, 2026) | DEF 14A, April 29, 2026 |
| Auditor | Forvis Mazars, LLP (Charlotte, North Carolina) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| May 27, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $27K | Form 4, May 28, 2026 |
| May 26, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $27K | Form 4, May 27, 2026 |
| May 22, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $26K | Form 4, May 26, 2026 |
| May 21, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $26K | Form 4, May 22, 2026 |
| May 20, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $27K | Form 4, May 21, 2026 |
| May 19, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $27K | Form 4, May 20, 2026 |
| May 18, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $28K | Form 4, May 19, 2026 |
| May 15, 2026 | Paresh Patel Chief Executive Officer | Buy | 2,000 | $27K | Form 4, May 18, 2026 |
Recent 8-K events
- 8-K filed 2026-11-04
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-08-14
- Item 8.01 Other events
- 8-K filed 2026-08-06
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-06-10
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-05-26
- Item 8.01 Other events
- 8-K filed 2026-05-06
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-02-25
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-12-22
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2025-12-22
- Item 7.01 Regulation FD disclosure
- 8-K filed 2025-12-10
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about Exzeo Group, Inc.
- What does Exzeo Group, Inc. do?
- In its own words, from Item 1 of its 10-K: "We provide turnkey insurance technology and operations solutions to P&C insurance carriers and their agents through a proprietary platform of purpose‑built software and data analytics applications. Our Exzeo Platform consists of a suite of configurable applications designed to support the core operational and administrative functions required by P&C carriers, including quoting and underwriting, policy administration, claims management, data reporting, and financial reporting."
- What is Exzeo Group, Inc.'s revenue?
- $217M for the fiscal year ending December 31, 2025, from its 10-K filed February 26, 2026.
- Is Exzeo Group, Inc. profitable?
- Exzeo Group, Inc. reported net income of $82.7M for the fiscal year ending December 31, 2025.
- How many employees does Exzeo Group, Inc. have?
- About 354 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Exzeo Group, Inc.?
- Paresh Patel, Exzeo’s Chairman and Chief Executive Officer, as named in a 8-K filed November 4, 2026.
- Who is the CFO of Exzeo Group, Inc.?
- Suela Bulku, Chief Financial Officer, as named in a 4 filed December 22, 2025.
- Where is Exzeo Group, Inc. headquartered?
- Tampa, FL.
- What is Exzeo Group, Inc.'s stock ticker?
- XZO on NYSE.
- What industry is Exzeo Group, Inc. in?
- Services-Prepackaged Software, SIC code 7372.
- What is Exzeo Group, Inc.'s website?
- exzeo.com. Investor relations: https://investors.exzeo.com/overview/default.aspx.
- When does Exzeo Group, Inc. report earnings next?
- December 9, 2026. Source: pg_future_events.
- Is Exzeo Group, Inc. a public company?
- Yes. Exzeo Group, Inc. files with the SEC under CIK 0001873951 and trades as XZO.
- Who audits Exzeo Group, Inc.?
- Forvis Mazars, LLP, Charlotte, North Carolina, as named in its latest annual report (10-K).
- How many shares of Exzeo Group, Inc. are outstanding?
- 89.5 million shares as of October 30, 2026, from its 10-Q filed November 5, 2026.
- What is Exzeo Group, Inc.'s public float?
- $0 as of June 30, 2025, as reported on the cover of its 10-K filed February 26, 2026.
- How many business segments does Exzeo Group, Inc. report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 5, 2026.
- When is Exzeo Group, Inc.'s annual shareholder meeting?
- June 9, 2026, per its proxy statement (DEF 14A) filed April 29, 2026.
- Have Exzeo Group, Inc. insiders traded stock recently?
- Since November 6, 2025, officers and directors reported 0 open-market sales and 59 purchases worth about $4.1M on Forms 4 and 5. The most recent: Paresh Patel (Chief Executive Officer) bought 2,000 shares on May 27, 2026.