Jefferson Capital, Inc. / DE.
- JCAP · Nasdaq
- Short-Term Business Credit Institutions
- Minneapolis, MN
- 1,120 employees
- CIK 0002046042
Updated from SEC filings through
Top things to know
Executives
- David Burton Chief Executive Officer 10-K, 2026-03-13
- Christo Realov Chief Financial Officer 10-K, 2026-03-13
- Penelope JoAnn Person Chief Commercial Officer 4, 2026-08-26
- Mark Joseph Zellmann President US Business Lines 4, 2026-08-19
What leadership is saying
“Jefferson Capital delivered excellent performance for the quarter with consistent momentum across all key aspects of the business”
Earnings press release (8-K Ex. 99.1), filed August 13, 2026
Jefferson Capital, Inc. / DE is a U.S. public company in short-term business credit institutions (SIC 6153), headquartered in Minneapolis, MN. It trades as JCAP on Nasdaq. Revenue was $613M in the fiscal year ending December 31, 2025, +41.5% from the year before. It reported about 1,120 employees. David Burton is Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | $613M 10-K, 2026-03-13 | $433M 10-K, 2026-03-13 | $323M 10-K, 2026-03-13 |
| Operating income | $316M 10-K, 2026-03-13 | $220M 10-K, 2026-03-13 | $164M 10-K, 2026-03-13 |
| SG&A | Not on file | Not on file | Not on file |
| Net income | $188M 10-K, 2026-03-13 | $129M 10-K, 2026-03-13 | $112M 10-K, 2026-03-13 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| David Burton | Chief Executive Officer | 10-K, 2026-03-13 |
| Christo Realov | Chief Financial Officer | 10-K, 2026-03-13 |
| Penelope JoAnn Person | Chief Commercial Officer | 4, 2026-08-26 |
| Mark Joseph Zellmann | President US Business Lines | 4, 2026-08-19 |
| Thomas Harding | Director | 10-K, 2026-03-13 |
What Jefferson Capital, Inc. / DE does
, and its subsidiaries (the “Company”). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 57.4 million (as of August 13, 2026) | 10-Q, August 13, 2026 |
|---|---|---|
| Public float | $316M (as of June 30, 2025) | 10-K, March 13, 2026 |
| Latest proxy statement | Meeting June 5, 2026 (filed April 21, 2026) | DEF 14A, April 21, 2026 |
| Auditor | Deloitte &Touche LLP (New York, New York) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| August 25, 2026 | Penelope JoAnn Person Chief Commercial Officer | Sale | 246 | $5K | Form 4, August 26, 2026 |
| August 17, 2026 | Mark Joseph Zellmann President US Business Lines | Sale | 56,000 | $1.3M | Form 4, August 19, 2026 |
| January 9, 2026 | David M. Burton SEE REMARKS | Sale | 385,000 | $7.9M | Form 4, January 14, 2026 |
Recent 8-K events
- 8-K filed 2026-08-21
- Item 1.01 Entry into a material definitive agreement
- 8-K filed 2026-08-18
- Item 8.01 Other events
- 8-K filed 2026-08-13
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-06-08
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-05-14
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-04-23
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- 8-K filed 2026-03-18
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-03-17
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-03-12
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-12-05
- Item 2.01 Completion of acquisition or disposition of assets
Frequently asked questions about Jefferson Capital, Inc. / DE
- What does Jefferson Capital, Inc. / DE do?
- In its own words, from Item 1 of its 10-K: ", and its subsidiaries (the “Company”). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota."
- What is Jefferson Capital, Inc. / DE's revenue?
- $613M for the fiscal year ending December 31, 2025, from its 10-K filed March 13, 2026.
- Is Jefferson Capital, Inc. / DE profitable?
- Jefferson Capital, Inc. / DE reported net income of $188M for the fiscal year ending December 31, 2025.
- How many employees does Jefferson Capital, Inc. / DE have?
- About 1,120 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Jefferson Capital, Inc. / DE?
- David Burton, Chief Executive Officer, as named in a 10-K filed March 13, 2026.
- Who is the CFO of Jefferson Capital, Inc. / DE?
- Christo Realov, Chief Financial Officer, as named in a 10-K filed March 13, 2026.
- Where is Jefferson Capital, Inc. / DE headquartered?
- Minneapolis, MN.
- What is Jefferson Capital, Inc. / DE's stock ticker?
- JCAP on Nasdaq.
- What industry is Jefferson Capital, Inc. / DE in?
- Short-Term Business Credit Institutions, SIC code 6153.
- What is Jefferson Capital, Inc. / DE's website?
- jcap.com. Investor relations: https://investors.jcap.com/.
- When does Jefferson Capital, Inc. / DE report earnings next?
- November 12, 2026 at 16:30. Source: pg_future_events.
- Is Jefferson Capital, Inc. / DE a public company?
- Yes. Jefferson Capital, Inc. / DE files with the SEC under CIK 0002046042 and trades as JCAP.
- Who audits Jefferson Capital, Inc. / DE?
- Deloitte &Touche LLP, New York, New York, as named in its latest annual report (10-K).
- How many shares of Jefferson Capital, Inc. / DE are outstanding?
- 57.4 million shares as of August 13, 2026, from its 10-Q filed August 13, 2026.
- What is Jefferson Capital, Inc. / DE's public float?
- $316M as of June 30, 2025, as reported on the cover of its 10-K filed March 13, 2026.
- When is Jefferson Capital, Inc. / DE's annual shareholder meeting?
- June 5, 2026, per its proxy statement (DEF 14A) filed April 21, 2026.
- Have Jefferson Capital, Inc. / DE insiders traded stock recently?
- Since January 9, 2026, officers and directors reported 3 open-market sales worth about $9.2M and 0 purchases on Forms 4 and 5. The most recent: Penelope JoAnn Person (Chief Commercial Officer) sold 246 shares on August 25, 2026.