Juniata Valley Financial Corp.
- JUVF · OTC
- State Commercial Banks
- Mifflintown, PA
- 146 employees
- CIK 0000714712
Updated from SEC filings through
Top things to know
Executives
- Marcie A. Barber President/CEO 4, 2026-02-18
- Michael W. Wolf EVP/CFO 4, 2026-02-18
Juniata Valley Financial Corp is a U.S. public company in state commercial banks (SIC 6022), headquartered in Mifflintown, PA. It trades as JUVF on OTC. Revenue was $39.0M in the fiscal year ending December 31, 2025, +5.0% from the year before. It reported about 146 employees. Marcie A. Barber is President/CEO.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $39.0M 10-K, 2026-03-25 | $37.1M 10-K, 2026-03-25 | $33.2M 10-K, 2025-03-26 | $27.6M 10-K/A, 2024-05-31 | $24.6M 10-K, 2023-03-16 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $8.0M 10-K, 2026-03-25 | $6.2M 10-K, 2026-03-25 | $6.6M 10-K, 2025-03-26 | $7.1M 10-K/A, 2024-05-31 | $6.6M 10-K, 2023-03-16 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Marcie A. Barber President and C.E.O. at The Juniata Valley Bank | President/CEO | 4, 2026-02-18 |
| Michael W. Wolf | EVP/CFO | 4, 2026-02-18 |
What Juniata Valley Financial Corp does
Juniata Valley Financial Corp. (the “Company” or “Juniata”) is a Pennsylvania corporation formed in 1983 as a result of a plan of merger and reorganization of The Juniata Valley Bank (the “Bank”). The plan received regulatory approval on June 7, 1983 and Juniata, a one-bank holding company, registered under the Bank Holding Company Act of 1956 as a bank holding company. The Bank is the oldest independent commercial bank in Juniata and Mifflin Counties and was organized under a state bank charter in 1867.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 5.0 million (as of July 31, 2026) | 10-Q, August 12, 2026 |
|---|---|---|
| Public float | $62.1M (as of June 30, 2025) | 10-K, March 25, 2026 |
| Reportable segments | 1 (period ending June 30, 2026) | 10-Q, August 12, 2026 |
| Latest proxy statement | Meeting May 19, 2026 (filed March 26, 2026) | DEF 14A, March 26, 2026 |
| Auditor | Crowe LLP (Washington, D.C.) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| June 4, 2026 | John P. Henry IV Director | Buy | 1,100 | $16K | Form 4, June 4, 2026 |
| February 17, 2026 | John P. Henry IV Director | Buy | 83 | Form 4, February 18, 2026 | |
| February 17, 2026 | Christina Calkins-Mazur Director | Buy | 142 | Form 4, February 18, 2026 | |
| February 17, 2026 | Steven C. Sliver Director | Buy | 150 | Form 4, February 18, 2026 | |
| February 17, 2026 | Joseph B. Scarnati III Director | Buy | 138 | Form 4, February 18, 2026 | |
| February 17, 2026 | Michael W. Wolf EVP/CFO | Buy | 2,585 | Form 4, February 18, 2026 | |
| February 17, 2026 | Michael A. Buffington Director | Buy | 141 | Form 4, February 18, 2026 | |
| February 17, 2026 | Gary E. Kelsey Director | Buy | 144 | Form 4, February 18, 2026 |
Recent 8-K events
- 8-K filed 2026-10-22
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-07-22
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-05-20
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-05-19
- Item 5.07 Submission of matters to a vote of security holders
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-04-22
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-01-29
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-10-22
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-07-23
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-05-20
- Item 5.07 Submission of matters to a vote of security holders
- Item 7.01 Regulation FD disclosure
- 8-K filed 2025-04-22
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about Juniata Valley Financial Corp
- What does Juniata Valley Financial Corp do?
- In its own words, from Item 1 of its 10-K: "Juniata Valley Financial Corp. (the “Company” or “Juniata”) is a Pennsylvania corporation formed in 1983 as a result of a plan of merger and reorganization of The Juniata Valley Bank (the “Bank”). The plan received regulatory approval on June 7, 1983 and Juniata, a one-bank holding company, registered under the Bank Holding Company Act of 1956 as a bank holding company. The Bank is the oldest independent commercial bank in Juniata and Mifflin Counties and was organized under a state bank charter in 1867."
- What is Juniata Valley Financial Corp's revenue?
- $39.0M for the fiscal year ending December 31, 2025, from its 10-K filed March 25, 2026.
- Is Juniata Valley Financial Corp profitable?
- Juniata Valley Financial Corp reported net income of $8.0M for the fiscal year ending December 31, 2025.
- How many employees does Juniata Valley Financial Corp have?
- About 146, as stated in its annual report.
- Who is the CEO of Juniata Valley Financial Corp?
- Marcie A. Barber, President/CEO, as named in a 4 filed February 18, 2026.
- Who is the CFO of Juniata Valley Financial Corp?
- Michael W. Wolf, EVP/CFO, as named in a 4 filed February 18, 2026.
- Where is Juniata Valley Financial Corp headquartered?
- Mifflintown, PA.
- What is Juniata Valley Financial Corp's stock ticker?
- JUVF on OTC.
- What industry is Juniata Valley Financial Corp in?
- State Commercial Banks, SIC code 6022.
- What is Juniata Valley Financial Corp's website?
- jvbonline.com.
- When does Juniata Valley Financial Corp report earnings next?
- November 12, 2026. Source: estimate_10q_cadence.
- Is Juniata Valley Financial Corp a public company?
- Yes. Juniata Valley Financial Corp files with the SEC under CIK 0000714712 and trades as JUVF.
- Who audits Juniata Valley Financial Corp?
- Crowe LLP, Washington, D.C., as named in its latest annual report (10-K).
- How many shares of Juniata Valley Financial Corp are outstanding?
- 5.0 million shares as of July 31, 2026, from its 10-Q filed August 12, 2026.
- What is Juniata Valley Financial Corp's public float?
- $62.1M as of June 30, 2025, as reported on the cover of its 10-K filed March 25, 2026.
- How many business segments does Juniata Valley Financial Corp report?
- 1 reportable segment for the period ending June 30, 2026, from its 10-Q filed August 12, 2026.
- When is Juniata Valley Financial Corp's annual shareholder meeting?
- May 19, 2026, per its proxy statement (DEF 14A) filed March 26, 2026.
- Have Juniata Valley Financial Corp insiders traded stock recently?
- Since August 22, 2025, officers and directors reported 0 open-market sales and 11 purchases worth about $35K on Forms 4 and 5. The most recent: John P. Henry IV (Director) bought 1,100 shares on June 4, 2026.