Umb Financial Corp.
- UMBF · Nasdaq
- National Commercial Banks
- Kansas City, MO
- 5,222 employees
- CIK 0000101382
Updated from SEC filings through
Top things to know
Executives
- Mariner Kemper UMB Financial Corporation chairman and chief executive officer 8-K, 2026-10-27
- J. Mariner Kemper Chairman and CEO 4, 2026-08-06
- Ram Shankar Chief Financial Officer 4, 2026-08-18
- Paul Michael Williamson President Commercial Banking 3, 2026-10-30
- Thomas S. Terry Chief Credit Officer 4, 2026-08-18
- David Carl Odgers Chief Accounting Officer 4, 2026-08-06
What leadership is saying
“Our third-quarter results demonstrate the strong momentum across UMB’s diversified lines of business, reflected in robust balance sheet and fee income growth, strong asset quality metrics, and a stable net interest margin that together produced superior risk-adjusted returns”
Earnings press release (8-K Ex. 99.1), filed October 27, 2026
Umb Financial Corp is a U.S. public company in national commercial banks (SIC 6021), headquartered in Kansas City, MO. It trades as UMBF on Nasdaq. Revenue was $3.4B in the fiscal year ending December 31, 2025, +54.5% from the year before. It reported about 5,222 employees. Mariner Kemper is UMB Financial Corporation chairman and chief executive officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $3.4B 10-K, 2026-02-26 | $2.2B 10-K, 2026-02-26 | $1.8B 10-K, 2026-02-26 | $1.1B 10-K, 2025-02-27 | $862M 10-K, 2024-02-22 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $702M 10-K, 2026-02-26 | $441M 10-K, 2026-02-26 | $350M 10-K, 2026-02-26 | $432M 10-K, 2025-02-27 | $353M 10-K, 2024-02-22 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Mariner Kemper | UMB Financial Corporation chairman and chief executive officer | 8-K, 2026-10-27 |
| J. Mariner Kemper | Chairman and CEO | 4, 2026-08-06 |
| Ram Shankar | Chief Financial Officer | 4, 2026-08-18 |
| Paul Michael Williamson | President Commercial Banking | 3, 2026-10-30 |
| Thomas S. Terry | Chief Credit Officer | 4, 2026-08-18 |
| David Carl Odgers | Chief Accounting Officer | 4, 2026-08-06 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 4, 2026-08-04 |
| Phillip James Mason | President, Inst. Banking | 4, 2026-08-04 |
| Uma Wilson | Executive Vice President | 4, 2026-08-04 |
| Robert Brian Beaird | Chief Human Resource Officer | 4, 2026-07-31 |
| James D. Rine | President | 4, 2026-06-10 |
| Amy Harris | EVP and Chief Legal Officer | 4, 2026-02-13 |
| Shannon Andresen Johnson | Chief Administrative Officer | 4, 2026-02-13 |
| Elizabeth Theresa Lewis | President - Consumer Banking | 4, 2026-02-11 |
| Stacy H. King | Chief Risk Officer | 4, 2026-01-02 |
| Greg M. Graves | Board member (per proxy) bio: lead director | DEF 14A, 2026-03-12 |
What Umb Financial Corp does
UMB Financial Corporation (together with its consolidated subsidiaries, unless the context requires otherwise, the Company) is a financial holding company that is headquartered in Kansas City, Missouri. The Company provides banking services and asset servicing to its customers in the United States and around the globe.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 76.0 million (as of October 26, 2026) | 10-Q, October 29, 2026 |
|---|---|---|
| Public float | $7.6B (as of June 30, 2025) | 10-K, February 26, 2026 |
| Reportable segments | 3 (period ending September 30, 2026) | 10-Q, October 29, 2026 |
| Latest proxy statement | Meeting April 28, 2026 (filed March 12, 2026) | DEF 14A, March 12, 2026 |
| Auditor | Kpmg LLP (Kansas City, Missouri) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 2, 2026 | Tamara Peterman Director | Buy | 201 | $27K | Form 4, November 4, 2026 |
| November 2, 2026 | Greg M. Graves Director | Buy | 292 | $40K | Form 4, November 4, 2026 |
| October 30, 2026 | Kevin Charles Gallagher Director | Sale | 370 | $50K | Form 4, October 30, 2026 |
| September 1, 2026 | Tamara Peterman Director | Buy | 394 | $55K | Form 4, September 3, 2026 |
| September 1, 2026 | Greg M. Graves Director | Buy | 573 | $80K | Form 4, September 3, 2026 |
| August 17, 2026 | Thomas S. Terry Chief Credit Officer | Sale | 5,713 | $867K | Form 4, August 18, 2026 |
| August 17, 2026 | Ram Shankar Chief Financial Officer | Sale | 2,000 | $303K | Form 4, August 18, 2026 |
| August 6, 2026 | Susan G. Murphy Director | Sale | 1,377 | $200K | Form 4, August 7, 2026 |
Recent 8-K events
- 8-K filed 2026-10-29
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-10-27
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2026-10-27
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-09-01
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-28
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2026-04-30
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-28
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2026-02-10
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-01-27
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2025-10-28
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
Frequently asked questions about Umb Financial Corp
- What does Umb Financial Corp do?
- In its own words, from Item 1 of its 10-K: "UMB Financial Corporation (together with its consolidated subsidiaries, unless the context requires otherwise, the Company) is a financial holding company that is headquartered in Kansas City, Missouri. The Company provides banking services and asset servicing to its customers in the United States and around the globe."
- What is Umb Financial Corp's revenue?
- $3.4B for the fiscal year ending December 31, 2025, from its 10-K filed February 26, 2026.
- Is Umb Financial Corp profitable?
- Umb Financial Corp reported net income of $702M for the fiscal year ending December 31, 2025.
- How many employees does Umb Financial Corp have?
- About 5,222 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Umb Financial Corp?
- Mariner Kemper, UMB Financial Corporation chairman and chief executive officer, as named in a 8-K filed October 27, 2026.
- Who is the CFO of Umb Financial Corp?
- Ram Shankar, Chief Financial Officer, as named in a 4 filed August 18, 2026.
- Where is Umb Financial Corp headquartered?
- Kansas City, MO.
- What is Umb Financial Corp's stock ticker?
- UMBF, UMBFO on Nasdaq.
- What industry is Umb Financial Corp in?
- National Commercial Banks, SIC code 6021.
- What is Umb Financial Corp's website?
- umb.com.
- When does Umb Financial Corp report earnings next?
- January 26, 2027. Source: estimate_8k_pattern.
- Is Umb Financial Corp a public company?
- Yes. Umb Financial Corp files with the SEC under CIK 0000101382 and trades as UMBF.
- Who audits Umb Financial Corp?
- Kpmg LLP, Kansas City, Missouri, as named in its latest annual report (10-K).
- How many shares of Umb Financial Corp are outstanding?
- 76.0 million shares as of October 26, 2026, from its 10-Q filed October 29, 2026.
- What is Umb Financial Corp's public float?
- $7.6B as of June 30, 2025, as reported on the cover of its 10-K filed February 26, 2026.
- How many business segments does Umb Financial Corp report?
- 3 reportable segments for the period ending September 30, 2026, from its 10-Q filed October 29, 2026.
- When is Umb Financial Corp's annual shareholder meeting?
- April 28, 2026, per its proxy statement (DEF 14A) filed March 12, 2026.
- Have Umb Financial Corp insiders traded stock recently?
- Since August 1, 2025, officers and directors reported 30 open-market sales worth about $14.8M and 12 purchases worth about $394K on Forms 4 and 5. The most recent: Tamara Peterman (Director) bought 201 shares on November 2, 2026.